0
A subsidiary of Resolution Group, Resolution Credit is a non-bank finance lender. Our focus is on consumer and SME lending and other value adding finance services.


These complement the Group’s value proposition that includes general and health insurance services (offered by Resolution Insurance) that we offer to our customers and the public. Our loan offerings include Insurance Premium Financing, Mobile cash, Salaried Personal Loans, Asset financing, Broker financing and Invoice discounting.
In pursuit of our ambitious growth plan, we are looking to fill the below position:
Credit Admin Officer
The Credit Admin Officer’s overall purpose is to take primary responsibility of the growth and the quality of the loan book by ensuring that proper framework exist to support quality lending and loan repayment.
The job holder will take responsibility of the loan book right from approval to follow up on repayment and ensuring that all arrears are addressed accordingly while mitigating against any form of credit risk to the organization.
Key Responsibility Areas:
1. Loan processing and approvals
2. Ensuring quality of the loan book through aggressive follow up on instalment payment.
3. Ensure effective loan collection and default management.
4. Timely suspension of overdue accounts.
5. Liaising with the insurer on account termination for non-performing accounts.
6. Timely lifting of accounts made good.
7. Maintaining records of terminated accounts with correct balances.
8. Follow up of prorate refunds from the insurer for cancelled policies.
9. Maintaining an up to date records of the loan book.
10. Enhance the client experience through accurate and timely resolution of client issues.
11. Develop and update lending manuals and ensure staffs are trained on the same.
12. Ensure compliance with the lending policies and guidelines across the credit team.
13. Ensure frequent and timely periodic formal and informal reporting
14. Custodianship of the loan processing documents.
Qualifications and Experience:
Essential
·         Bachelor’s degree in finance, banking, economics, statistics or related field.
·         Credit certification will be an added advantage
·         At least 3 years’ credit experience in a financial institution
·         Candidates with experience in the microfinance sector will have an added advantage.
Desired Skills and Qualities
·         Excellent skills with Microsoft office.
·         Keen and attentive to finer details
·         Good time management skills
·         Ability to work responsibly with or without direct supervision.
·         Strong written and oral communication skills

Accountant
The Account’s overall purpose is to consolidate the account operations to ensure efficiency and timeliness in the accounting duties with the objective of impacting the bottom-line positively.
The jobholder is expected to monitor the bank and Mpesa statements on a daily basis, flag out all bounced cheques and advise on account suspension while equally advising on lifting of accounts made good. Bank reconciliation will be done on a monthly basis as well as handling the monthly payables and receivables in addition to the budgets and management accounts.
Key Responsibility Areas;
1. Preparation of monthly management accounts.
2. Timely and up to date bank reconciliations.
3. Preparation of audit schedules both for internal and external audit.
4. Processing the monthly payments and maintaining an up to date and accurate payables accounts.
5. Maintaining the receivables accounts and ensuring prompt receipt of all receivables.
6. Daily monitoring of the bank and Mpesa statements and maintaining an up to date and accurate schedules of the debits and credits.
7. Generating a daily list of the clients whose instalments have not been honored.
8. Confirming payment for suspended accounts and advising credit on suspension lifting.
9. Ensuring that the necessary charges have been levied and paid before account lifting.
10. Regular remittance of cash to the Insurance companies for the premium financed.
11. Maintaining optimal cash balances in the account and avoiding idle cash.
12. Ensuring that all the tax obligations are complied with fully.
13. Ensuring all premium underpayments are fully recovered on a monthly basis.
14. Discount approvals
Qualifications and Experience:
Essential
·         Bachelor’s degree in finance, banking, economics, statistics or related field.
·         At least CPA section IV.
·         2-3 years accounting experience involving budgeting, bank reconciliation and preparation of financial statements.
·         Candidates with experience in the banking or insurance sector will have an added advantage.
Desired Skills and Qualities
·         Excellent skills with Microsoft office.
·         Keen and attentive to finer details.
·         Good time management skills.
·         Ability to work responsibly with or without direct supervision.
·         Strong written and oral communication skills.
If you believe you are a team player and would be a valuable resource to this ever growing brand, kindly visit our careers page on www.resolution.co.ke by Close of Business on Friday, 20th September 2019.
Applications should be made strictly through the careers portal.
Only shortlisted candidates will be contacted.
Loading...

Post a Comment

 
Top