Microfinance Jobs in Kenya (Over 13 Vacancies)

Personal Assistant
PA/08/17/UMBHRD
To work closely with the Chief Executive Officer and the Management by providing administrative support.

Responsibilities

·         Acting as a first point of contact: dealing with correspondence and phone calls
·         Managing diaries and organizing board meetings
·         Managing appointments, often controlling access to the Chief Executive Officer
·         Booking and arranging travel, transport and accommodation
·         Marketing and organizing events and conferences
·         Reminding the Chief Executive Officer of important tasks and deadlines
·         Typing, compiling and preparing reports, minutes, presentations and correspondence
·         Managing databases and filing systems
·         Implementing and maintaining procedures/administrative systems
·         Liaising with staff, suppliers and clients
·         Collating and filing expenses
·         Managing social media updates
·         Dealing with the company legal issues
·         Managing public relations and publicity
·         Any other duties as may be assigned by the Management from time to time

Qualifications

·         Bachelor’s degree in business Administration, Public Relations or other relevant studies
·         A minimum grade of C (plain) in KCSE
·         3 Years’ Experience in Administrative position
·         Excellent organizational and time management skills
·         Good written and spoken communication skills
·         Accuracy and attention to detail
·         A calm and professional manner
·         Excellent computer and administration skills
·         A flexible and adaptable approach to work
·         The ability to use own initiative
·         Tact and discretion, for dealing with confidential information

Regional Team Leader
RTL/08/17/UMBHRD
The main purpose for the job is to provide leadership to the Region by managing all the planning and co-ordination of activities and ensure efficiency and effectiveness in all operations within the Region assigned.

Responsibilities

·         Provide overall leadership in the region assigned
·         Ensure organization’s policy, procedures, and business plans are clearly explained, understood and implemented within the Region
·         Ensure compliance to management directives, internal policies and procedure manuals, regulatory provisions, and performance targets within their regions
·         Set realistic targets and monitor performance management process, appraisals and evaluation for each Business Units within the Region.
·         Carry out deposit mobilization activities and initiatives in the Region.
·         Must also ensure portfolio quality is maintained through effective monitoring, evaluation and follow up on the Units under their jurisdiction
·         Maintain close supervision of management and staff in the region assigned and utilize appropriate tools for generating feedback and performance measurement
·         Establish and nurture productive relationships and partnerships with key stakeholders in the Region.
Ensure submission of accurate & timely monthly, quarterly and annual reports to the supervisor within the given deadlines.
·         Ensure cost effective implementation of business plans and all other activities as per the set out budgets for the Region.
·         Determines and proposes areas of new business and coordinates establishment of business in those areas
·         Support the implementation of an effective staff management process by ensuring it is in place and operational for their Region; recruitment, induction/orientation, training, performance management, discipline and growth and development.
·         Promote a work culture that embraces hard work, and all core values of the company
·         Advices the supervisor on matters related to credit operations and provide market intelligence information to guide in policy formulation and attain competitive advantage. Coordinate market surveys for new areas, potential markets and credit needs analysis within the Region.
·         Responsible for product development
·         Ensure adherence to effective checks and balances, procedures and clear audit trails within the Business Units and carry out other duties assigned by the Management from time to time
·         Any other duties as may be assigned by the Management from time to time.

Qualifications

·         Bachelor’s degree in business, finance or its equivalent
·         An MBA will be an added advantage
·         Membership with KASNEB, KIM or any other professional body
·         4 years relevant experience
·         Possess a demonstrated ability in strategy formulation and implementation
·         Excellent public relations and communication skills
·         Team player, strong organizational skills to manage multiple tasks
·         Ability to relay credit presentations to management,
·         Effective negotiation skills,Ability to mentor younger, less experienced staff members
·         Possess leadership skills and the ability to train.


Operations Manager
OP/08/17/UMBHRD
To provide operations support to the branch by directing Operations activities with focus on providing world-class customer service

Responsibilities

·         To ensure that Branch maintains adequate supply of both local and foreign currency.
·         To ensure that cash holding limits are maintained both in reserve and with the cashier’s tills.
·         To ensure that the ATM machine is well serviced with dispensable (new) notes.
·         To authorize cash payments and withdrawals above the Cash Managers limits.
·         To ensure that cash held is adequately insured at all times.
·         Control and maintain reserve cash within approved limits for the branch
·         Ensure that cash vouchers together with relevant cash summaries for the day are forwarded to the operations center for use in validation next day.
·         Take stock of cash in the safe and ensure that soiled notes and excess local or foreign currency in reserve is repatriated.
·         Make follow up on any cash related suspense entries.
·         Ensure that cashiers balance their cash against cash analysis reports on daily basis.
·         Ensure preparation of the overall cash summary on daily basis.
·         Ensure that the cash held by cashiers, including ATM cash account and the reserve tallies with the balances reflected on the respective general ledger accounts on daily basis.
·         Provide quality service and Sales support to customers through the training and development of Operations staff.
·         Ensure the operating procedures are being followed, and provide guidance and training to branch personnel on operations problems, handling of exceptions and adjustments.
·         Implementation of corrective measures as recommended in Audit/ Manager Operational Excellence reports.
·         Periodic review of Operations and initiation of changes to improve on performance.
·         Maintenance of Deposit Accounts e.g. signature scanning, amendments etc.
·         Safe custody services.
·         Solve problems relating to Operations
·         Responsible for expenses in the branch
·         Responsible for budgeting for the branch
·         Responsible for general staff administration in Operation
·         Authorize amendments to Savings Bank, Current and Fixed Deposit Accounts.
·         Ensure that customer requests for cheque books are handled expeditiously
·         Confirm that received cheque books and draft forms from suppliers/printers agree with the requisition and dispatch notes and that the books/drafts forms serial numbers are in sequence.
·         Authorize non-cash transactions emanating from the departments inline with approved limits above the Departmental Manager’s limits.
·         Other duties and functions that may be assigned by management/supervisor from time to time

Qualifications

·         Degree in Economics, Finance, Accounting, or other relevant studies from a reputable University.
Accounting professional qualification would be an added advantage
·         Experience of 3 years in an Operations Position
·         Initiative, high integrity and dependability.
·         Excellent public relations, interpersonal & communication skills with excellent customer service.
·         Knowledge in handling customers
·         Experience in a financial sector will be an added advantage
·         Proficiency in computers
·         Knowledge of Operations policies and procedures.
·         A team player with the drive to improve performance
·         Good sales and marketing skills

Credit Analyst
CA/08/17/UMBHRD
Reporting to the Credit Manager, the job holder will be responsible for undertaking credit appraisals in order to ensure a quality loan book.

Responsibilities

·         Ensure proper documentation is availed for all for all credit applications.
·         Extensive analysis of financials of the borrowers in their Balance sheet, P&L accounts, Cash flow and funds flow statements, satisfactorily establishing their financial credentials.
·         Prepare credit reports, statutory returns, manage risk and ensure compliance with bank’s credit policy and procedures.
·         Ensure that all security documents are perfected
·         Analyzes and evaluates loan applications (financial data, credit reports, including ratio and trend analysis, peer/industry comparison, pricing review, and Cash Analysis). Also, review and analyze the financial condition of any guarantors.
·         Prepares narrative analysis of findings and presents the same for approval to Management or Credit Committee.
·         Identifies problems, potential problems with credit information obtained and coordinate with the necessary party to resolve the problems.
·         Bank’s lending policies and identify exceptions and non-compliance with loan covenants while performing credit analysis.
·         Stays informed regarding UWEZO’s loan policy, changes in lending standards, and related legal requirements.
·         Analyze credit and financial information (e.g., credit reports, tax returns, financial statements, etc.) to determine risk involved in lending money to Small and Medium Scale Enterprise, and individual borrowers
·         Compare items such as liquidity and profitability with borrower’s peers.
·         Underwrite loan applications including credit approval reports, credit analysis results and loan request summaries.

·         In collaboration with the Team Leader, establishes high standards of credit analysis and ensure adherence to the same at all times.
·         Conduct risk profiles of various business sectors to act as guidance in assessments of related credit applications.
·         Run and Analyze credit concentration reports and advise the bank on measures to be taken in order to avoid high credit concentrations in particular business sectors and minimize UWEZO’s credit risk exposures to such sectors.
·         Ensures that lending policies and procedures, including sector concentration limits are adhered to.
·         In collaboration with all credit staff, ensures due handling of customer agreements
·         Analyses the loan book in terms of credit risk exposures to the bank and provides advice on courses of action for individual facilities.
·         Provides credit risk reports depending on the area of operation on weekly basis to the Team Leader.

Qualifications

·         Bachelor’s degree, Statistics, Finance, Accounting, or Economics or other relevant studies from a reputable University.
·         Professional qualifications such as CPA will be an added advantage.
·         Minimum of 2 years’ experience in credit analysis or similar analytical role in Micro and SME lending environment, debt collection and recovery.
·         Possess effective presentation and communication skills, report writing and ability to work with minimal supervision.
·         Strong analytical and problem solving abilities, highly numerate and inquisitive.
·         Should be able to work with tight delivery schedules to ensure quick turnaround time and lucid and error free presentation.
·         Initiative, high integrity and dependability.
·         Ability to work independently, consult and clarify where necessary and make informed and firm decisions.
·         Practical Commercial Credit Analysis experience preferred.
·         Strong knowledge of internal micro finance operations and loan sales strategy
·         Strong knowledge of financial statement analysis and determination of credit worthiness.
·         Knowledge of credit policies and procedures.
·         Understanding of general accounting methods.
·         Familiarity with loan documentation.
·         Advanced knowledge of micro-finance and banking industry.
·         Intermediate skills in personal computer operation, word processing and spread sheet software..
·         Ability to set and deliver business goals specifically in the areas of portfolio quality and profitability.
·         Knowledge in performance, and risk managementStrong analytical, influencing and negotiating skills

Branch Manager
BM/08/17/UMBHRD
Steer the Branch/ Unit into high level performance through proper supervision and maintenance of healthy portfolio through adherence to laid down policies and procedures.

Responsibilities

·         Responsible for promotion and marketing of UWEZO products and services in the area of operation.
·         Responsible for supervision of UWEZO activities in the Branch/Unit to ensure that they are carried out in accordance with the laid down procedures and policies.
·         Responsible for the smooth running of the branch/Unit by planning branch activities.
·         Conduct weekly or biweekly meeting with all branch staff and ensure they are well updated on all company issues
·         Responsible for supervision of the branch staff
·         Stimulate branch growth through recruitment of new clients
·         Determine portfolio levels of areas of operation within existing policy framework
·         Responsible for loan appraisals and approvals as per policy
·         Ensure safe custody of branch assets
·         Ensure staff members in the branch are well acquainted, and adhere to the company policies and procedures
·         Organize and facilitate business and loan management training for new and existing clients
·         Maintain high quality portfolio by ensuring on time payments of loans and being zero tolerant to arrears
·         Monitor loan approvals and the loan status of the branch, i.e. disbursements, repayments and appraisals
·         Take overall responsibility for branch operations
·         Responsible for preparation and submission of daily, weekly, quarterly, semi-annual and annual reports to management.
·         Responsible for a Performance Management through appraisals, motivation and development of all branch staff as well as recommending their confirmation and training needs.
·         Ensure all data is properly keyed into the system on time
·         Perform any other function as may be directed by management from time to time.

Qualifications

·         Degree in Social Sciences, Finance, Accounting, Economics or other relevant studies from a reputable University.
·         Accounting professional qualification would be an added advantage
·         Experience of 3 years in a credit position or Business Development
·         Initiative, high integrity and dependability.
·         Excellent public relations, interpersonal & communication skills with excellent customer service.
·         Knowledge in handling customers
·         Experience in a financial sector will be an added advantage
·         Proficiency in computers
·         Knowledge of credit policies and procedures.
·         A team player with the drive to improve performance
·         Good sales and marketing skills

Customer Service Officer
CSO/08/17/UMBHRD
To receive and handle customers and visitors to their satisfaction as per our standards.

Responsibilities

·         Receive customers and visitors, welcome and assist them as appropriate
·         Handle general enquiries from clients, shareholders and general public visitors
·         Direct visitors to the various offices at the branch
·         Answer telephone calls on enquiries about the Company
·         Handle some public relations issues
·         Receive and distribute incoming mail within the branch
·         Follow up on appointments as directed by the Operations Manager
·         Provide some administrative support to branch staff
·         Work in coordination with other staff and service providers
·         Perform any other function as may be directed by management from time to time

Qualifications

·         A minimum grade of C (plain) in KCSE
·         A undergraduate Bachelor’s degree or Diploma in social field or Business related courses from a recognized institution
·         Good sales and marketing skills
·         Excellent public relations, interpersonal & communication skills with excellent customer service
·         Knowledge in handling customers
·         At least 2 years’ experience in the financial sector will be an added advantage
·         Proficiency in computers
·         A team player with the drive to improve performance
·         Persuasive with strong recognition skills
·         Self-driven and possess the ability to work with minimum
·         Aged between 22 and 30 years


Tellers
TEL/08/17/UMBHRD

Responsibilities

·         Receive and process customer deposits and withdrawals
·         Identify customers for encashment through personal identification number, photo identification, or signature comparison
·         Record all transactions performed
·         Cash payroll checks, exchange foreign currency, receive loan payments
·         Validate deposit slips and stamp them to indicate date and time of validation
·         Or work with machines that automatically enter deposits and withdrawals into the bank’s ledger or records
·         Validate cheques before cashing them
·         Take responsibility for cash in cash drawer
·         Maintain adequate cash and/or cash drawer limits as required by Bank policy
·         Issue cashier’s cheques, money orders and bank cheques
·         Take physical count of cash to establish agreement with the settlement sheet
·         Balance the totals for all cash received and paid out to establish matching before closing for the day
·         Keep records of the cash and checks that come in and out of the bank’s vault over the course of a day
·         Perform routine tasks quickly and accurately
·         Responsible for cross selling bank products
·         Perform any other function as may be directed by management from time to time

Qualifications

·         A minimum grade of C (plain) in KCSE
·         A undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized institution.
·         At least 2 years’ experience in the financial sector will be an added advantage
·         Proficiency in computers
·         Ability to analyze and interpret financial statements
·         Good interpersonal & communication skills with excellent customer service
·         A team player with the drive to improve performance
·         Persuasive with strong recognition skills
·         Good Sales and Marketing Skills
·         Self-driven and possess the ability to work with minimum
·         Aged between 22 and 30 years

Business Development Officer
BDO/08/17/UMBHRD
Responsible for marketing recruit and intake clients, process and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio

Responsibilities

·         Responsible for Marketing of products in area of operation.
·         Stimulate client training on UWEZO policies, procedures and basic business skills, loans, business, e.t.c.
·         Responsible for evaluating clients’ businesses and determine whether they are worth the amount applied for
·         Responsible for loan requests, and disbursements
·         Ensure that all clients repay their loans on time
·         Ensure the collection of application fees, disbursements fees etc where applicable on a daily basis
·         Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Branch Manager.
·         Ensure follow-up of defaulters and collection of arrears
·         Responsible for record keeping for all clients e.g. savings, loan status etc.
·         Responsible for maintenance of quality portfolio as required by the Company
·         Maintain good public relation between UWEZO and outsiders e.g. Public administration, churches, business community etc
·         Responsible for daily, weekly, monthly and quarterly reports as required
·         Foster a positive image of the Company in all fora.
·         Participate in branch meetings
·         Perform any other function as may be directed by management from time to time

Qualifications

·         A minimum grade of C (plain) in KCSE
·         A undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized institution.
·         Knowledge in Sales and Marketing, and credit lending
·         At least 2 years’ experience in the financial sector will be an added advantage
·         Proficiency in computers
·         Ability to analyze and interpret financial statements
·         Good interpersonal & communication skills with excellent customer service.
·         A team player with the drive to improve performance.
·         Persuasive with strong recognition skills,
·         Self-driven and possess the ability to work with minimum supervision.
·         Aged between 22 and 30 years
How to Apply
Qualified and interested candidates who meet the requirements should download this Job Application Form fill and send their applications to careers@uwezomfbank.com so as to reach us on or before 25th August 2017.

Leave a Comment

2012 The Kenyan DAILY POST. All Rights Reserved. - Designed by Denno